hope, Trust God

Be Careful Where You Put Your But.

Photo by Andreea Andrei on Pexels.com

Have you ever heard someone give you a compliment and then add the word โ€œbutโ€?

โ€œYou did a great job, butโ€ฆโ€

โ€œI appreciate what you did, butโ€ฆโ€

Suddenly, everything before the โ€œbutโ€ seems to disappear. One little word has the power to shift our focus from what was good to what was lacking.

I never expected a simple word to teach me something about my faith. But as I started paying attention to how we use the word โ€œbut,โ€ I realized it can reveal more than just our communication styleโ€”it can reveal where we place our trust.

Because sometimes we do the same thing with God.

โ€œI trust You, butโ€ฆโ€

โ€œI know You are faithful, butโ€ฆโ€

โ€œI believe You will provide, butโ€ฆโ€

Our โ€œbutโ€ can become the place where fear, doubt, or the need to control creeps in.

The word itself isnโ€™t the problem. Itโ€™s what comes after it. There is a big difference between โ€œGod, butโ€ฆโ€ and โ€œBut Godโ€ฆโ€

One keeps our focus on the obstacle. The other reminds us that God is greater than the obstacle.

Didn’t set out for this post to become a lesson in communication but there is something to be learned here spiritually as well. I was talking with someone a few weeks ago. If I remember correctly the topic was about planning. The person I was speaking with was concerned that not enough planning had been done for something. So I suggested, just trust God it will all work out. The reply was, “Trust God but…” that’s where I had to interrupt. Trust God but. Oooo, that’s dangerous. It sounded like God wasn’t big enough. We have a big God who sees the big picture. We have a God that goes before us and paves a way for us. We can plan six ways to Sunday, we can make all the plans we want BUT GOD, directs our steps. “A manโ€™s heart plans his way, But the LORD directs his steps.” Proverbs 16: 9.

Check out this article.

See how this can be applied spiritually? Man can plan BUT the Lord directs. The “but God” negates whatever we plan. That’s not to say we shouldn’t, we should plan, BUT GOD will directs our steps and provide. And if for some reason if we have done all we think we can do to plan for something, we as humans can forget, we aren’t perfect. God will provide whatever it is we may have overlooked, He will make it work. Because, Romans 8:28 – “And we know that all things work together for good to them that love God, to them who are the called according to his purpose.”

So be careful where you put your “but.” Whether you are giving praise or trusting God for something, stop and think, is going to be “God but…” or “But God…?”

Gratitude, healing, Trust God

When Life Doesn’t Go as Planned: A Journey to Contentment

Sometimes disappointment doesnโ€™t come because something went wrong; it comes because life didnโ€™t turn out the way we imagined. We make plans, imagine our future, and settle into what feels comfortable, only to find ourselves in circumstances we never expected. We wonder how we can find peace when the place, season, or situation we are in doesnโ€™t look anything like what we hoped for.

Recently, I read an article by Karen DelTatto in an email from iBelieve.com that reminded me of my own struggle. Through her own experience of moving into a home and neighborhood that wasnโ€™t what she originally envisioned, she discovered that Godโ€™s blessings were not limited to the place she thought she wanted to be. Her story caused me to reflect on my own journey and the places God has planted me along the way.

My husband and I have moved several times throughout our marriage, but Virginia was never a place we imagined calling home. After spending more than 30 years in Florida, leaving was a much bigger adjustment than I expected. It wasnโ€™t because I didnโ€™t appreciate what we had there. I knew how blessed we were. I treasured the warmth, the ocean, the familiar places, the memories we had built, and the life God had given us. That was part of what made the transition so difficult. I wasnโ€™t leaving something I disliked; I was leaving a place that had become home.

I tried to make Virginia feel like home, but there were many moments when I wondered, โ€œWill this ever feel like home?โ€

But God.

God began to show me blessings I wasnโ€™t always looking for. He provided a wonderful church family and placed people around me who have encouraged me, served alongside me, and reminded me that home is not just a location. He blessed us with great neighbors, and He provided a job for my husband where he is valued and encouraged.

I still miss Florida. I still miss the ocean, the warmth, and the familiarity of a place where we had built so many memories. If I am being honest, I canโ€™t say I love Virginia the way I loved Florida. But God is teaching me that contentment does not mean we love every circumstance we are in. Contentment means trusting that God is present in every circumstance.

As I reflected on Karenโ€™s story, I was reminded that sometimes the place we donโ€™t choose is the very place where God is working. She discovered blessings in the neighborhood she didnโ€™t originally want, and I am learning to recognize blessings in the place God has brought us.

This also made me think about Paul. His circumstances were far beyond anything I have experienced. Prison was not where Paul planned to be, yet from that place he wrote words that continue to challenge us today:

โ€œI have learned in whatever situation I am to be content.โ€ โ€” Philippians 4:11

Paul didnโ€™t find contentment because his circumstances were easy. He found contentment because he knew God was with him.

I am still learning contentment. I still miss Florida, but I am learning that my peace cannot be anchored in a location. My peace is anchored in Christ.

What about you? Have you ever found yourself in a place or season you didnโ€™t choose, but God showed you blessings you didnโ€™t expect? Iโ€™d love to hear what He taught you. Leave a comment below.

anxiety, Fear, Obedience

How to Please God: Lessons from the First Day of School – Part 1

Photo by Atlantic Ambience on Pexels.com

There was always a feeling of anxiousness going back to school. That first day was always rough. Sometimes I’d hear rumors of how hard my homeroom teacher was going to be and stories from other students the nightmare that homeroom class was for them the year before.

It was always nice to be a little early and see some old friends and kids I hadn’t seen all summer, for a brief moment I would forget about being anxious. Then the bell would ring and all the students would walk into their classrooms. I’d be anticipating the teacher walking in or if the teacher was already there, I’d be accessing his or her mood.

I was always afraid that I would accidentally break a rule, make the teacher mad and send me to the principal’s office get detention and then when I got home, be reprimanded again. But isn’t that just like us humans to catastrophize everything, even as kids.

My goal was to do well in school, make my teacher and parents happy, make some friends and have some fun. But I still had this fear and worry I would do something wrong. I didn’t want to make my teacher mad or break a rule. I lived in fear those first few days of a new school year.

As a Christian, now, all I want to do is love God and obey His word. But I have to admit if I have the wrong perspective, I can live in fear of God. We are to have a reverent fear, an awe of God. Proverbs 1:7 – “The fear of the LORD is the beginning of knowledge: but fools despise wisdom and instruction.” I do have a reverent fear of God. He is in control, He is omniscient, omnipotent, and omnipresent. He is sovereign and righteous. Jeremiah 32:17 – “Ah, Sovereign LORD, you have made the heavens and the earth by your great power and outstretched arm. Nothing is too hard for you.โ€

All I want to do is please God, every day. But I know I am a sinner and I can’t be perfect. God sacrificed His Son to die for us and pay the penalty of sin, so that we can live with Him forever in eternity. Now if someone saved me from a burning building, rescued my from a sinking ship, whatever, I would be forever grateful to that person. I would welcome that person into my life as part of my family, I would stay in contact and give back however I could. The same is for me with God. He saved me from death and gave me eternal life and all I had to do was accept Him and receive the gift of salvation. He is my life, I stay in constant contact and try to give back when I can however I can.

So how do I please God? What can I do to make Him happy? After all it’s only His approval I seek. It’s only His approval that matters. Like the first day of school, I live in awe of God and sovereignty. Unlike the first day of school, I don’t have any anxiety about making a mistake or making God mad. But I began to think, what does make God happy? What do I do to please Him?

I want to obey His word, His commandments. God gave us His word, the Bible. It contains everything we need to know about Him and how to live for Him. But what is that exactly?

The Ten Commandments were the first set of guidelines to live by. After Jesus came to the earth, He narrowed those down to two. Matthew 22:37-40, โ€œJesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind. This is the first and great commandment. And the second is like unto it, Thou shalt love thy neighbour as thyself. On these two commandments hang all the law and the prophets.โ€œ Ok so there’s two. That’s not all.
Here are some other things I have found.

Philippians 4:6-7 – “Do not be anxious about anything, but in everything by prayer and supplication with thanksgiving let your requests be made known to God. Outside of the fact God is telling us not to be anxious (Do not be anxious, I believe that is in command form, He’s not suggesting, He’s telling us not to be anxious. Easier said than done, that’s a discussion for another time). So God wants us to communicate with Him about everything always.

Hebrews 11:6 – “ And it is impossible to please God without faith. Anyone who wants to come to him must believe that God exists and that he rewards those who sincerely seek him.” and faith cometh by hearing and hearing the word of God, Romans 10:17

1 Thessalonians 5:17 – “Pray without ceasing.” Just exactly what that means. But prayer and talking to God isn’t always bowing our heads and folding our hands. (Another discussion for anther time).

1 Peter 4:9 – “Be hospitable to one another without complaint.” Being hospitable, that’s easy, without complaint, not always easy.

Proverbs 3:9 – “Honor the LORD with your wealth, with the firstfruits of all your crops;” Your wealth may not be thousands of dollars in the bank. God just wants you give back and mange what He has given you.

James 4:8 – “Draw near to God, and he will draw near to you. Cleanse your hands, you sinners, and purify your hearts, you double-minded.”

Romans 14:17-18 – “for the kingdom of God is not eating and drinking, but righteousness and peace and joy in the Holy Spirit. For he who in this way serves Christ is acceptable to God and approved by men.

There are so many more ways we can please God, and this post is already getting long. I think this is a topic I will continue exploring.

Looking back, I realize I spent so much time worrying about disappointing my teachers, breaking a rule, or making a mistake. But God is not waiting for us to mess up so He can punish us. He wants us to learn, grow, and draw closer to Him.

Yes, we should have a reverent fear of God because He is holy and sovereign. But we also have the incredible privilege of knowing Him as our loving Father.

Just like the first day of school, we may feel nervous stepping into a new season. But unlike those first days in the classroom, we donโ€™t have to walk in afraid. God walks with us, teaches us, and guides us.

What are some things you have found in Scripture that show us how to please God? Iโ€™d love for you to share in the comments.

Stay tuned for Part 2 tomorrow.

encouragement, Stewardship, Uncategorized

The Master Artist Isnโ€™t Finished Yet

Photo by Antoni Gonzalez on Pexels.com

In last weekโ€™s post, Donโ€™t Waste the Blessing, I wrote about not wasting our blessings. We need to be good stewards of our resources. Proverbs 12:27 says โ€œLazy people donโ€™t even cook the game they catch, but the diligent make use of everything they find.โ€ (NLT). After all the work of catching their game, they donโ€™t even bother to cook it and it goes to waste.

I think we are all guilty of this at times. I know I am. When dealing with chronic migraines and the nausea that usually goes with it, food tends to go to waste. I try to plan and freeze food when I can. Iโ€™m not always successful. I feel just as guilty about not using some of my art supplies. Having too many supplies can actually be overwhleming and can limit my creativity because there are too many choices. 

I donโ€™t like to waste food or art supplies. Sometimes, I donโ€™t always finish or like what I make, so I try to recycle it make it into something else. 

As I meditated on this and on Proverbs 12:27 another verse came to mind. Philippians 1:6 โ€œAnd I am sure of this, that he who began a good work in you will bring it to completion at the day of Jesus Christ.โ€ God finishes what He starts. He redeems us, transforms our lives, makes us new. He does this because He loves us and He sees value in us, in our lives. 

Genesis 1:27 says He created us in His own image. This verse reveals that being made in God’s image gives every person inherent value and dignity.

Matthew 10:31: “Fear not, therefore; you are of more value than many sparrows.” This verse shows us of our worth in God’s eyes, highlighting that we are cherished and cared for.

And His ultimate expression of His love for us, He sacrificed His only Son to die for us so that we can be cleansed from sin and live with Him for all eternity, John 3:16.

  He wonโ€™t stop working in us. He is always shaping us, molding us into His image, and completing the work He began.

Just like an artist looks at a messy experiment and sees possibility, God looks at us and sees the person He is creating us to be. He doesnโ€™t discard us because we are imperfect, unfinished, or still growing. He sees the value He placed within us when He created us in His image.

The same God who calls us to be good stewards of the blessings in our hands is the God who lovingly tends to our hearts and our lives. He restores what is broken, redeems what seems wasted, and transforms what is unfinished into something beautiful for His purpose.

So as we look at the things God has entrusted to us โ€” our time, our resources, our gifts, and even ourselves โ€” may we remember that nothing He creates is without value.

We are His workmanship, Ephesians 2:10 and the One who began the work is faithful to complete it.

encouragement, hope, rest, Uncategorized

Anchored Between Silence and Sound

Rusty anchor partially buried in pebbled beach with ocean waves and a colorful sunset sky
Maybe peace isnโ€™t found when the noise disappears.
Maybe peace is found when we know what holds us steady while the noise continues. โš“

Shortly after writing this blog post about being still I went over to IG since I hadnโ€™t been there in while. I came across a post by Dave Adamson a.k.a. Aussie Dave. In his IG post on June 29th he talks about how the Western Wall changed his perspective about โ€œquiet timeโ€ with God. And after reading his post and reviewing what I wrote – weโ€™re both not wrong or right. He always thought quiet time was just that and what many of us envision it to be. Silently praying,ย  silently reading and perhaps silently journaling. And he brings up a good point, perhaps quiet isnโ€™t how itโ€™s thought to be. It was when he visited the Western Wall Jewish men and boys werenโ€™t reading silently. They were reading the Torah aloud and discussing it, he says even wrestling with it – together. The Hebrew word we translate as โ€œreadโ€ actually means to call out or proclaim.ย 

He points out that Jesus read scripture in publicly in the Synagogue. And Paul told Timothy to devote himself to read scripture in public. He points out that โ€˜faith comes by hearingโ€ in Romans 10:17. Scripture is meant to be read quietly as well as be spoken out loud. 

Aussie Dave ainโ€™t wrong and Iโ€™m not right. Honestly itโ€™s when I am sharing and living out  my faith that the words I have read become real and anchored. 

Maybe the invitation isnโ€™t to choose between silence and sound, but to recognize that God meets us in both. There are moments when we need to be still enough to listen, to sit with His Word, and allow it to take root in our hearts. And there are moments when we need to speak it, share it, wrestle with it, and live it out among others.

Perhaps stillness isnโ€™t about the absence of noise. Perhaps itโ€™s about creating space for Godโ€™s voice to become clearer โ€” whether that happens in the quiet of a room, the conversation around a table, or the faithful act of proclaiming what He has placed on our hearts.

The words we read are not meant to remain on a page. They are meant to transform us. They are meant to be carried, spoken, and lived.

So maybe the question isnโ€™t, โ€œAm I doing quiet time the right way?โ€ Maybe the better question is, โ€œAm I making room for God to meet me โ€” and am I allowing His Word to work in me and transform me be it in the sounds or in silence?

Because whether whispered in stillness or spoken out loud publicaly, His Word is alive.

Uncategorized

Showing Up: The First Step to Meaningful Action

Open journal with handwritten notes and pen beside steaming coffee cup on wooden windowsill overlooking sunrise over countryside.
Faith by itself, if it does not have works, is dead – James 2:17

Thereโ€™s a phrase I keep hearing lately: โ€œJust show up.โ€ Apparently itโ€™s the secret to consistency, growth, and success. And yes, showing up matters. But what happens after you arrive? So I show up, now what? Showing up is only half the story. The other half? Courage. Action. Actually doing the thing once youโ€™re there. Showing up without following through, without engaging, can feelโ€ฆempty, lost. Just showing up to class isnโ€™t going to get you an โ€œAโ€. You need your books, your notes, a pen. You need to listen to the lecture and engage with the class. Without action, showing up is, well, like I said, empty.

If answered prayers came from simply showing up, faith would be easy. What would I gain each day if I thought that simply showing up with my Bible and journal would make me a Bible scholarโ€”without actually opening my Bible, reading it, or making notes? Where would that take me? Not very far.  I apply the same idea to making art. I make art because I showed up, and now I have a space to act, to create, to reflect whatโ€™s inside me. I try to be intentional but sometimes just โ€œplayingโ€ is all thatโ€™s necessary.  And sometimes itโ€™s messy, many times itโ€™s imperfectโ€”but itโ€™s real. Sometimes I actually have an aha moment.  โ€œShowing upโ€ becomes a small step to being consistent.

And hereโ€™s the tricky part: showing up and doing while tired counts even more. But it shouldnโ€™t come at the cost of my mental health. Pushing myself past whatโ€™s reasonable, past my bandwidth, doesnโ€™t make me disciplinedโ€”it just makes me more tired and drained. God understands when I am tired or struggling with something. He gives me grace.  And I have to give myself grace when Iโ€™m too tired to paint or make art. Those are good moments to pray, listen to a sermon or podcast, or hear Scripture read aloud.

For me, showing up has become a practice of balance. I open my Bible. I journal. I grab a few art supplies. I read some commentaries I value. And I shut out all the other voicesโ€”the noise, the chaos, the endless โ€œstepsโ€ that overwhelm me.

 So yes. Showing up alone isnโ€™t enough. But itโ€™s where it begins. Showing up opens the door. What we do afterward is what changes us.

Uncategorized

Finding God in the Chaos: A Journey Beyond Devotionals

I almost didnโ€™t start this.
Not because I donโ€™t have anything to sayโ€”but because everything I see online feels like noise.
โ€œDo this.โ€ โ€œTry that.โ€ โ€œThe one simple thing to fix your focus.โ€
Devotionals. Study plans. Hacks. Step-by-step guides.
And I get itโ€”some of it helps. But lately, itโ€™s felt like too much.
Life with God hasnโ€™t felt neat lately. Not bullet points. Not systems. Not quick fixes.

I ditched the devotionals and started reading the Bible in chronological order. Iโ€™ve also been taking my time, sticking to a reading plan and journaling in a junk journal sort of way. Visuals help me remember and recall.
Thatโ€™s the only devotional I really need.
Not that Iโ€™m knocking devotionalsโ€”they can be helpfulโ€”but thereโ€™s only one voice I really want to hear: Godโ€™s.

So this isnโ€™t another โ€œhow-to.โ€
Itโ€™s just me showing up, sharing what Iโ€™m walking through, and what Iโ€™m holding onto in the middle of it.
Some days it will be clear. Some days unfinished. Most days somewhere in between.

If youโ€™re trying to stay grounded without needing another systemโ€ฆ youโ€™re not alone.
Iโ€™m just trying to stay anchored. Thatโ€™s it.

PS: If you want to read along as I figure this out, youโ€™re welcome to subscribe. No pressure, just showing up together.


encouragement, social media, Uncategorized, Wisdom

Donโ€™t Stop Scrolling โ€” Slow It Down

Choosing intention over distraction in your daily scroll

Weโ€™ve all seen the posts:

โ€œStop scrolling.โ€
โ€œPut down your phone.โ€

And then they go on to tell us how damaging it can be emotionally, physically, to our relationships, and even to our spirituality.

We fall down rabbit holes.
We lose hours doomscrolling.
We get angry.
We fall for lies.

Our necks are bent down, our shoulders are tight, never looking up to see whatโ€™s going on around us, and by the time we realize it, weโ€™re slumped over, discouraged, and wondering where the time went. Weโ€™ve wasted hours, strained our posture, and started to believeโ€”God knows what.

Now, those are all well meaning posts. The creators want to help. They want to share how choosing to put down their phones has helped them learn a new skill, reconnect with friends and family, feel less anxious, or even get into better shape because they swapped scrolling for strolling outside.

Butโ€ฆ how would we know any of this if we werenโ€™t scrolling?

Kind of ironic.

If I told you to put down your phone and stop scrolling, you would most likely never see any of my posts. That kind of defeats my purpose of digital marketing and connecting with others online.

Technology, in and of itself, isnโ€™t the enemy. We have a wealth of information in the palm of our hands. I used to spend hours at the library collecting information for school reports, lugging around books and flipping through pages. Now I can sit in the comfort of my own home and quickly look up how something works or find a definition.

I can learn new things to improve my art.
I can be inspired.
I can stay connected with loved ones.

For me, one of the best parts is having access to Biblical references, devotionals, and even meditation apps like Abide. I can also volunteer online and encourage others who are going through difficult seasons of life.

Social media has its pros and cons. Itโ€™s up to us how we engage with it responsibly.

So instead of stopping our scroll, maybe we just need to slow it.


Here are a few ways to be more intentional online:

Time yourself.
Set a timer on your phoneโ€”or better yet, somewhere else in the houseโ€”so you actually have to get up to shut it off.

Check your screen time.
Most phones provide a weekly report that shows how much time youโ€™ve spent scrolling. It can be eye-opening.

Have an accountability partner.
Find someone who will encourage you to be intentional with your time online.

Curate your feed.
Be intentional about what shows up in your social media. My feeds consist of art tutorials, devotionals, beach and ocean groups, animals, food, migraines, and of course, my family and friends. I block anything that stirs up unnecessary anger, sadness, or negativity.

There are plenty of content creators whose goal is simply to stir things up. You donโ€™t have to give them your time or attention.


If you know me, you know I love to volunteer. There are actually ways to do that from the comfort of your own home thanks to technology.

I volunteer as a Digital Outreach Volunteer for Focus on the Family. Each week I respond to posts on social media platforms from people who are looking for answers to some of lifeโ€™s harder situations. Itโ€™s a simple way to spread Godโ€™s love, share His Gospel, and plant seeds of hope.

The internet can be a dark place that needs Godโ€™s light. Thatโ€™s why itโ€™s important for me to be mindful of what Iโ€™m doing online. Itโ€™s so easy to say, โ€œLet me just check one thing on Facebook,โ€ and before I know it, three hours have passed and Iโ€™ve accomplishedโ€ฆ nothing.


To help you slow your scroll, Iโ€™ve created a free phone wallpaper as a reminder to be intentional about how you spend your time online. Feel free to download and share it.

There are some really great things we can learn from social media. Iโ€™m not saying stick your head in the sand. If you needed to lose weight, I wouldnโ€™t tell you to stop eatingโ€”I would advise you on how to do it in a healthy way.

The same goes for scrolling.

Scroll responsibly.

What do you do to help yourself be more intentional online? Leave it in the comments and share what works for you.

Until then,
Anchor in Hope.

Uncategorized

Whatโ€™s New in 2026? Anchor Notes!

In a post last week I posted some changes coming to the Kedge Anchor in 2026. When I first started this blog, I used to create coloring pages and digital wallpapers to help with scripture memorization. I wasnโ€™t getting much feedback from them so I moved on since they were a little time consuming to create every week. And since The Kedge Anchor is about encouraging others I wanted to go more in that direction. Which lead me to create The Anchor Angel Project, with the help of some inspiration from a friend ๐Ÿฅฐ. Sooooo I started creating and sending Anchor Notes which are just small images that can be sent via email, text, messenger. Kinda like a meme but these are intentional to anchor truth and encourage others. Some may be humorous or for a special occasion, such as a birthday or holiday. And after starting my YouTube channel making videos and shorts I discovered that that is something I enjoy. Youโ€™ll see more to come from that.

Therefore encourage one another and build up one another, just as you also are doing. – 1 Thessalonians 5:11

So hereโ€™s the first Anchor Note of 2026 from the You Have Been Prayed For series, free to download and share with whom ever you like, just click on the image and save to your device. (If you are on a desktop right click and save)

So every month I will post an Anchor Note for you to download and share.

However, this is not instead of making and sending actual greeting cards but to supplement them. Not everyone we know is connected digitally and those who are might need some old fashioned reaching out. I will still continue to create greeting cards and send them out and make tutorials.

There is more to come. I have some more ideas to share but Iโ€™m rolling them out one by one. The older i get the more I donโ€™t like changes. But, I am learning that change is how we grow and sometimes it takes failure after failure to make those changes. I think yโ€™all might like whatโ€™s new for 2026.๐Ÿ˜Š

Christmas

Beat Christmas Stress Before December

Peace at Christmas can be hard to find in December. The cleaning, baking, wrapping presents, hosting parties, can make the season bright but not so merry after a while. Itโ€™s built, week by week, long before the tree goes up.

My last post I covered how to save for Christmas. Weekly, consistently, slow and steady wins the race. When I put $25.00 aside each week after 52 weeks thatโ€™s $1300. And while that may not seem like a lot in 2026, it will be $1300 more than you had. You might be thinking I need that money before the end of 52 weeks. I gotcha. This really pays off the second year and well, you have to start somewhere, right? Start saving now so you can get a jump start on Christmas shopping. I like to start in October, thinking, planning, asking my family to start thinking about what they want for Christmas (Side note: Amazon Prime has lists that can be shared, just sayinโ€™).

Now that you have decided how much you are putting aside, where are you putting it? At the time I started doing this, I had a AmEx Bluebird card. AmEx has since discontinued that. It was very convenient, I was able to schedule the transaction every week and didnโ€™t have to think about it. There are other ways to sock away money. You could do good old fashioned cash, that takes a lot of discipline and it still works. Opening up a dedicated checking/savings account at your bank or another bank is option. Having an account from another bank might help keep them separate. Having a separate bank account will allow you to schedule transactions so you wonโ€™t have to think about it.

There are other options such as prepaid debit card like the discontinued AmEx Bluebird card such as CashApp, PayPal, and Venmo. PayPal and Venmo have auto transfer features. Check them out see which one fits your needs.

All righty then. Itโ€™s now the first week in October and you see something for Christmas for someone. At this point you should about $975, still more than you had to begin with and you got to start somewhere. However, if you have automatic transfers, the money will still be going in and adding to the total.

โ€œThe plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.โ€ Proverbs 21:5

The first year I did this I was working full time in a hospital. I realized I was visiting the vending machines waaaay too much. I didnโ€™t stop completely feeding the vending machines, but I did become more conscious of where the money was going. After budgeting the money I would take $8 or $10 and allow myself to visit the vending machines once in a while or if the cafeteria was closed. Any money at the end of the week I would put in a piggy bank. I started this at the beginning of the second year. By October, I had over $300!!!! And yes, we still pay with cash when we can so any stray dollars or coins we have laying around itโ€™s gets stashed away.

It was nice to have the money to pay for shipping packages, buy baking goods, decorations, Christmas cards or last minute gifts for someone. And whatever was left over in the Christmas account was rolled over to next year.

There was more peace at Christmas not having to worry about spending money. We even had money to donate to the Salvation Army if we happened to walk by one of their kettles, we had money to buy a gift for the Angel Tree and fill shoeboxes for Samaritanโ€™s Purse. It is far better to give than to receive. Peace is built up week by week, way before the tree and the decorations are put up.

Sometimes peace can look like abundance in December.